Borrow or Lend Money Without Banks

In September 2006 I posted about an internet lending community called Prosper. You can borrow money and lenders compete for your loan. I have been lending small amounts since last year and now I hav approximately $1000 on loan with making approximately 15% interest. Everytime I make 50$ in interest I reinvest it. To try this for yourself or just to look around got to Prosper.